» Back to National Homeownership Month page

Tips for Homeowners and Homebuyers

• Are you considering purchasing a home? Learn how the Obama Administration's new $8,000 tax credit can be applied toward the down payment.
  
  
• Is homeownership right for you? Here are tools to help you decide.
  
  Get pre-approved financing before shopping for a home. Find out why in the 10 Secrets Every First-time Homebuyer Should Know”
  
  
• If you are a homeowner facing foreclosure, call 1-888-995-HOPE, find a foreclosure counselor near you, or contact your mortgage company directly.
  
  
• If you're encouraged to lie about your income, expenses or cash available when buying or refinancing a home loan, you may be working with a predatory lender. Find out more warning signs
  
  
• Don’t be fooled by foreclosure rescue scam artists! Here’s important information you need to know
  
  
• If you’re struggling to make your mortgage payments or you owe more than your house is worth, check out your options at makinghomeaffordable.gov
  
  
• Do you know your rights as a homeowner? HUD can help you get up to speed.
  
  
• The average U.S. household spends about $1,500 per year on energy. Use these tips to save energy and money.
  
  
• In today’s environment its more important than ever to get your financial house in order.  Here’s how.